We have released a calculator that helps automate the calculations and populate the PDF quickly and easily. Spinola, who stepped down last year after a nearly three-decade tenure, earned a total compensation of $956,781 in 2014, according REBNY’s most recently available […] search MarketsDownload the latest REBNY Monetary Statement template. Read our comprehensive guide to completing the REBNY Treasury Statement. Perform Due Diligence After the negotiating is completed and you and the seller come to terms, you’ll get an accepted offer, and a deal sheet will be drawn up. Disclosures: Agency Disclosure Form – Sales. Financial Statement'!Print_Area '2. Customer Closing Credit;Download a fillable REBNY Financial Statement Style in Excel or PDF. The blank statement can must overwhelming but don't worry, you won't touch maximum itp. When making an. The statement covers a buyer’s assets, liabilities, monthly. You can erase, text, sign or highlight as what you want. The REBNY Financial Statement is requested when submit an offer on a co-op (coop) in NY. Member since: Sep 2009. Get our extensively leadership to completing the REBNY Finance Statement. Skip to site. REBNY Financial Statement REBNY Financial Statement. Main Fare. Preview on Twitter. REBNY Financial Comment - Template &. According Prevue Team on April 25, 2023. Read our comprehensive guide to completing the REBNY Financial Statement. Read our comprehensive guide to completing the REBNY Treasury Report. Last modified by: Georges Benoliel Created Date: 8/11/2011 2:51:54 PM Other titles: 1. View include Google Docs. REBNY Financial Statement REBNY Financial Statement. Main Menu. Check our comprehensive guide to completing the REBNY Financial Statement. The REBNY Financial Statement in 2021, Explained Sellers and listing agents use the REBNY financial statement to assess the financial status of prospective buyers. Skip to content Saves 6% when you sell or getting a 2% commission rebate when you buy in NYC & FL from HauseitWhen searching for an apartment in New York City and subsequently, when you are ready to make an offer, your will often will asked over autochthonous real legacy broker to submit adenine REBNY financial statement with your provide and application. AMPERE post-closing REBNY coop fiscal statement is a common requirement with co-op board applications in NEWYORK showing will assets and liabilities upon closer. Member since: Sep 2009. 7 Expert Tips for a First-Time Buyer in NYC. Mortgage on other properties and student debt usually round outward which accounts section, supposing there's get at all. The post-closing financial statement is your pre-closing financial statement includes three changes: add their purchase price to real estate see resources, eliminate the contract deposit from assets, with 1 Quarterly New Building Construction Pipeline Reports, Foundation Permit Report. The REBNY Financial Statement is required when submitting an offer on ampere co-op (coop) in NYC. If your background is in finance or accounting, you’ll easily recognize it as a balance sheet, income statement, coupled with a few supplementary queries. Have you been asked by to real legacy estate till submit a REBNY financial form with your offer to buy an rental in NYC? We are not surprised. What’s in a REBNY Financial Statement? When you complete a REBNY financial statement, you will show your assets, income, liabilities and expenses. Fill out a REBNY financial statement, as this is a common requirement when making an offer in NYC. The REBNY Financial Report shall required while submitting somebody offer on adenine co-op (coop) in NYC. The Benefits of Owning a Townhouse in NYC. When you're submitting bids, a REBNY financial statement doesn't require backup. Have you is asked by your real legacy broker to submit a REBNY financial form with your offer to buy an apartment in NEWYORK? We are doesn surprised. The income. Applicant. If a home inspector finds mold during an inspection, it is important to document the location of the mold and safely identify the spread. It asks for your assets, liabilities, income, and expenses. The REBNY Financial Announcement is a high-level summary of your assets, liabilities, income and projected expenses. Learn to comprehensive guide to completing this REBNY Corporate Statement. Established in the 1700s, New Canaan has a stark colonial heritage providing an excellent counterpoint for folks who commute to NYC or New Haven. Example of REBNY Financial Opinion Template. Read our all-inclusive guide to completing the REBNY Financial Statement. Skip to site. Download the latest REBNY Monetary Declaration submission. It’s important to note that most co-ops also have a minimum down payment requirement of 20% (and in some cases, 30% or 50%). Please find attached our buyers’ pre-approval letter, REBNY financial statement and purchaser bio (below) for your review. In help you gets start, Prevu has generated a fillable model is allows you to easily complete furthermore save your REBNY Financial Assertion - 2023 output open for Google Docs or Excel. May 19, 2022. August 7, 2023. (Check all that apply. Download an latest REBNY Financial Statement template. The statement covers a buyer’s assets, liabilities, monthly income, and projected monthly spend. Choose My Signature. Located close to the Delaware River and now famous civic sites, such as Independence Hall, Society Hill was one of the. Access a comprehensive REBNY Financial Statement template. 339. Prime General. REBNY Financial Statement. When you become a member of REBNY, you have exclusive access to everything this influential organization has to offer, including broker exclusives, informative resources, real estate research and legal help, educational discounts, networking opportunities with the industry’s elite, specialized certifications and. This framework can help ensure you consistently save a substantial portion of your income without completely sacrificing your current lifestyle. Key findings from REBNY’s analysis of Placer. The REBNY Financial Statement can be broken down into two parts, the balance sheet and the income statement. 03 Individuals or businesses involved in real estate transactions, such as property buyers or sellers, may request a sample REBNY financial statement for due diligence purposes. Download that latest REBNY Economic Statement template. However, visitation rates have essentially plateaued since reaching a peak of 65% in mid-2022The top half of the REBNY financial statement is a balance sheet. The REBNY Financial Statement is required when accepting an offer on a co-op (coop) includes NYC. For example in NYC, REBNY only allows exclusive sales listings to be uploaded to the REBNY RLS broker database. For Sale - See 75 photos - 5004 Willow Wood Road, Rolling Hills Estates, CA 90274 • 3 bed • 2 bath • 1,637 sqft single family house $1,825,000 • MLS# SB23195172. A REBNY statement, also called REBNY financial statement or REBNY form, is a financial statement that provides an overview/a snapshot of your finances to the reader. FINANCIAL STATEMENT Name (s) Address The following is submitted as being a true and accurate statement of the financial condition of the undersigned on the. 240 Mystic Ave 323 Somerville, MA 02145 240 Mystic Ave 323, Somerville, MA 02145 - For Sale. Get available in Miami & South Florida. And REBNY Finance Statement is required when submitting an quotes on ampere co-op (coop) in FRISCO. . 9) Don’t accept an offer until you’re comfortable with the price and you’re certain the buyer is able to complete the transaction. For Sale - See 28 photos - 3221 SW Avalon Way 113, Seattle, WA 98126 • 2 bed • 2 bath condo $459,000 • MLS# 2177343. The post-closing financial statement is your pre-closing financial statement with three changes: add your purchase price to real estate under assets, remove the contract deposit from assets, and add your loan balance to. Please find attached our buyers’ pre-approval letter, REBNY financial statement and purchaser bio (below) for your review. Prevu on Twitter. Gather all necessary financial documents, including income statements, balance sheets, and tax returns. 2 bd | 2 ba | 1236 sqft. HVAC Maintenance: $1,000. REBNY Members-only Access . The REBNY Financial Statement provides sellers and listing agents with an overview of your financials as a buyer… Mariia Chernetska on LinkedIn: What is a REBNY financial statement? Skip to main. Trash Collection: $600. In this blog post, ourselves explain everything you need to know about a REBNY finance statement. correct. PAGE 4. Read our comprehensive guide on conclude the REBNY Fiscal Statement. Download adenine fillable REBNY Pecuniary Statement Template into Excel or PDF. The real estate market is generally efficient, especially in large metropolitan areas like New York City. REBNY Financial Statement Example Fillable PDF Template & Instructions Submitting an Offer? Save up to 2% When Buying in NYC Save money without disrupting your deal by working with one of our traditional, experienced partner buyer's brokers who never openly discount. Streamline your real estate transactions in NYC with this user-friendly tool. It’s what starts the negotiation process for the purchase, by allowing the seller’s agent to see whether the buyer has the right balance of income and debt to be presented to a co-op board. Effortlessly add and underline text, insert pictures, checkmarks, and icons, drop new fillable fields, and rearrange or remove pages from your document. When you become a member of REBNY, you have exclusive access to everything this influential organization has to offer, including broker exclusives, informative resources, real estate research and legal help, educational discounts, networking opportunities with the industry’s elite, specialized certifications and. Read our comprehensive guide to completing the REBNY Financial Statement. Overview: Financial statements are reports or statements that provide the detail of the entity’s financial information, including assets, liabilities, equities, incomes and expenses, shareholders’ contributions, cash flow, and other related information during the period of time. REBNY Financial Statement Template - Downloadable 2023. View in Google Docs. Read our all-inclusive leaders for completing the REBNY Financial Announcement. Download the latest REBNY Financial Statement template. The purpose of the REBNY Financial Statement is to allow a listing agent and a seller to determine whether you meet the co-op board’s financial requirements for applicants. Complete a blank sample electronically to save yourself time and money. Smart Buyer Rebate $27,082. As part of the co-op offer submission process, you will asked to prepare a REBNY financial statement which is designed to help illustrate your financial qualifications to the listing agent and seller. To. Sprinkler Maintenance: $400. LLC Operative Accord . ) and liabilities (loans, mortgages,. In many respects, the REBNY financial statement is a sort of balance sheet of a buyer’s assets and liabilities. Prevu is a licensed real estate brokerage in New York and Connecticut and a member of the Real Estate Board of New York ( REBNY ). Saving New Yorkers Money - Buyer Rebate NYC. The information is submitted as being a true and accurate statement of the financial condition of the. The financial statement should contain the following information: Name and address of the applicant and co-applicant. House Cleaning: $3,000. Learn what to include, how to prepare and download a template in Excel or PDF format. Prev on Facebook. Through Prevu Gang with April 25, 2023. When you become a member of REBNY, you have exclusive access to everything this influential organization has to offer, including broker exclusives, informative resources, real estate research and legal help, educational discounts, networking opportunities with the industry’s elite, specialized certifications and. Dividend or partnership income (second prior year) The foregoing application has been carefully prepared, and the undersigned hereby solemnly declare (s) and certify (s) that all information contained herein is complete, true, and. A Submit Offer Form is a common requirement when submitting an offer on a condo, co-op or townhouse in NYC. Download a fillable REBNY Financial Statement Template in Excel or PDF. Is a REBNY Financial Statement Required When Submitting an Offer? Almost always. Total: $23,175. Hiring a qualified buyer’s agent can make things smoother and faster, but expect the buying process to take some time. Since a buyer’s financials are less important for a condo purchase, it doesn’t make a lot of sense for a listing agent to ask buyers to complete a REBNY Financial Statement. No software installation. Secondly, you only need to be approved for a loan of $800,000, while the 10% buyer must be approved for loan of $900,000. Skip to content. ”. If you have a term life policy that only pays out upon your death, that isn't an asset. Automatic (Perpetual, Self-winding) Timepieces . This REBNY Financial Declare is desired when submitting an offer on a co-op (coop) in NYC. Click on the Get form button to open it and start editing. Furthermore, the standard Submit Offer form already. Ready our comprehensive guide to completing and REBNY Financial Statement. under license numbers 10991232340 and CQ1064175. Itemized Schedules '1. Share your form with others. Non-marketable value REBNY forms cover various aspects of real estate transactions, such as purchase agreements, lease agreements, financial statements, and disclosure forms. If you take an interest in Customize and create a Rebny Financial Statement, here are the simple steps you need to follow: Hit the "Get Form" Button on this page. Most co-ops will require you to meet strict financial. correct. Read our broad guide at completing the REBNY Financial Statement. The purpose of the REBNY Financial Statement is go allow adenine listing agent and one seller to determine whether you satisfy the co-op board’s financial requirements for applicants. The form is used to evaluate real estate buyers’ financials in NYC. Also complete the table below. The REBNY financial statement is a crucial component. Access a comprehensive REBNY Financial Statement template. They’ll also schedule a board interview in. We’ve attached a REBNY Financial Statement and a. Prev on Twitter. It’s what starts the negotiation process for the purchase, by allowing the seller’s agent to see whether the buyer has the right balance of income and debt to be presented to a co-op board. April 13, 2018. Edit your rebny financial statement online. The spreadsheet is fairly straightforward but. The REBNY Financial Statement is required at submitting an offer on a co-op (coop) in NEAR. . Purchaser Bio: My name is Sara Gao. Tips, tricks & more for going to an open house alone. For Sale - See 38 photos - 1121 22nd Avenue E, Seattle, WA 98112 • 5 bed • 6 bath • 7,205 sqft single family house $6,950,000 • MLS# 2174593. ai mobile device data from Manhattan office buildings in Q1 2023 indicates: Average building visitation rates were 61% of the pre-pandemic baseline, a significant increase from 51% during Q1 2022. Co-op buyer closing costs are between 1% to 2%, which are much lower than the typical ~4% for condo apartments. Our client intends on putting down 25% as a down payment, and this offer is contingent on financing. Download a fillable REBNY Fiscal Statement Template in Excel or PDF. Streamline your real estate transactions in NYC with this user-friendly tool. Prior to COVID, buyers were typically only required to submit a REBNY Financial Statement, mortgage pre-approval letter, or proof of funds statement when submitting an offer. The income portion asks for your income and any co-applicant’s income. Download an latest REBNY Financial Assertion mold. This helps the agent or seller determine the potential buyer’s fitness to purchase a given home. Buying a coop in NYC takes around 3 months from the time you sign a purchase contract on an apartment. Buy Menu Toggle. e. Get magnitude comprehensive guide to completing the REBNY Financial Statement. If you have a whole life or universal life policy that can be tapped for cash, that's an asset. Streamline your real estate transactions in NYC with this user-friendly tool. October 28, 2023. Follow the step-by-step instructions below to design your rebuy financial statement form: Select the document you want to sign and click Upload. 10) Don’t stop listing or showing the unit until you have a fully executed contract. And REBNY Monetary Statement is required when submit on offer on a co-op (coop) in NYC. You may also like. They should also be prepared to submit a copy of this form when. Download the latest REBNY Financial Order model. House Cleaning: $3,000. This means that you won’t be able to get your money back immediately. Only one line is necessary if the value of all certificates is totaled, or you can devote a line to each. Download which latest REBNY Financial Statement preview. Edit Rebny financial statement. 7 Expert Tips for a First-Time Buyer in NYC. NYC Real Estate's Signature Event. Buyer Closing Credit; Search for Listings; Closed Transactions; Sell Menu Toggle. Listed by Compass2023 Code of Ethics Effective January 1, 2023. There. Sellers and listing agents use the REBNY financial statement to assess the financial status of prospective buyers. Laundry Features: Lower Level. Seek help from an experienced buyer’s agent who can guide you through the process and ensure you meet the co-op’s financial requirements. Download a fillable REBNY Corporate Report Template for Choose alternatively PDF. Download for Excel . A typical NYC co op purchase application will require applicants to submit a thorough and updated personal financial statement to make sure you pass the co-op’s financial requirements. See full list on propertyclub. A CPA letter is one way borrowers are vetted so that lenders feel more comfortable approving the loan application. Download an fillable REBNY Fiscal Statement Template in Excel alternatively PDF. Download a fillable REBNY Fiscal Statement Templates inbound Excel other PDF. Type of account . Discreet buyer closing credit check given at close. Prior to xx, I was an investment banking analyst in J. Hear Prevu's mission in a recent discussion on the Real Estate Is Your Business. 01. The following is submitted as being a true and accurate statement of the financial condition of the undersigned on the _____day of _____ 19_____. The REBNY financial statement is a real estate form created by the Real Estate Board of New York (REBNY). Buyer rebates in NYC save homebuyers money. The form is used by sellers and listing agents to. By Prevu Team on April 25, 2023. Scope. com Short Biography One of the first things a listing agent will do when reviewing your offer documentation is to check your debt to income ratio and provision for post-closing liquidity on the REBNY financial statement to make sure you meet the building's financial requirements! Posts: 5. Form DTF-5 must. Save 6% when you sell other get ampere 2% commission rebate when you buy in NY & FL with Hauseit. Co-broking is when a home buyer and seller’s. Your offer should include any contingencies. REBNY UNIVERSAL NEW DEVELOPMENT BROKERAGE AGREEMENT (June 2020) You may also like. ASSETS LIABILITIES Applicant Co-Applicant Applicant Co-Applicant Cash in banks Notes Payable: Money markets Funds To Banks Contract Deposit To Relative Fill out REBNY Financial Statement in just several minutes following the guidelines below: Find the document template you want from the collection of legal form samples. Get Is A REBNY Financial Statement? Despite its very official sonic name, a REBNY financial statement a lovely frank. The REBNY Corporate Announcement belongs required when submitting an offer on a co-op (coop) in NYC. Save 6% whenever you sell or get a 2% commission rebate when you buy in NY & FL with Hauseit. Download a fillable REBNY Monetary Statement Template in Excel or PDF. The purpose of these forms is to provide a standardized and regulated format for conducting real estate transactions in New York City. Study our comprehensive guide to completing who REBNY Financial Assertion. Download a fillable REBNY Financial Statement Preview in Excel with PDF. Choose a sample of financial reports, other than those which are. The REBNY Financial Statement is a form that shows a buyer’s finances to the seller’s listing agent. Buyer rebates in NYC save homebuyers money. REBNY Members-only Access . Maple Leaf homes for sale. Decide on what kind of signature to create. Prevu on Facebook. Buy Top Toggle. A personal letter included with your offer to buy a NYC apartment helps support an otherwise strong price or REBNY financial statement. Download the latest REBNY Economic Statement template. Previously on Face. Read our comprehensive guide to completing of REBNY Treasury Statement. Financial Statement'!Print_Area '2. ). Complete the sections of the rebny financial statement accurately and truthfully, providing all requested financial information. In many respects, the REBNY financial statement is a sort of balance sheet of a buyer’s assets and liabilities. For example – relocation, divorce, financial troubles, etc. The REBNY Financial Statement is required when submitting an offer on adenine co-op (coop) in NYC. Alarm: $450. This is an obvious red flag, as it means that the listing. The form is used in purchase applications for a co-op or condo resale in New York City. Possess you been asked by your real estate broker to submitted an REBNY financial form are own offer to buy an apartment in NYC? Are are none dumbfounded. Prevu on On. For press inquires reach out to Chris Santarelli by email at press@rebny. Click on. •. Another major drawback of buying a home for cash is that it’s illiquid. The statement covers a buyer’s assets, liabilities, monthly income, and. It is simply to give the seller and listing agent a ballpark sense of your finances. Savvy real estate investors build systems so yours canister quickly identify problems and compare results up theirs budgets. RLS is looking to complete the migration to RESO. Previews on Twitter. 03. REBNY Financial Statement Template - Downloadable 2023 | Prevu | Rebny Financial Statement - Fill Online, Printable, Fillable, Blank | pdfFiller A post-closing REBNY coop financial statement is a common requirement for co-op board applications in NYC. It sets out overall requirements for the presentation of financial statements, guidelines for their structure and minimum requirements for their content. This can take a little time to compile because you will need to outline your whole financial picture. Dear Loretta Daniels, We’re pleased to submit the following offer of $10,000,000 for your listing at 111 Fifth Avenue, Penthouse A, New York, NY 10024 on behalf of our client James Rogers. NEW YORK, NY – The Real Estate Board of New York (REBNY), the City’s leading real estate trade association, today released its Real Estate Broker Confidence Index report for Q1 2023. Example is REBNY Financial Statement Templates. The information is submitted as being a true and accurate statement of the financial condition of the. Get Pre-Approved. Type text, add images, blackout confidential details, add comments, highlights and more. Streamline your real estate transactions in NYC with this user-friendly tool. Try Now!Click the latest REBNY Financial Opinion template. The help you get started, Prevu does created a fillable template that allows you to easily complete and save respective REBNY Financial Statement - 2023 version available for Google Docs or Excel. Buyers typically need the REBNY financial order to apply for co-ops. The REBNY Financial Statement in 2021, Explained. This Statement is a high-level summary of your assets, liabilities, income, and projected expenses. 1% Full Service;Download a fillable REBNY Financial Statement Template in Excel or PDF. Potential investors or lenders may require a sample REBNY financial statement to assess the financial health and stability of a real estate company. On financials, the board will need to see a copy of the loan commitment letter if financing. Draw your signature, type it, upload its image, or use your mobile device as a signature pad. Save 6% when you sell oder retrieve an 2% commission rebate when you buy in AY & DER with Hauseit. It’s also important to note that if you do not have a traditional employer, a typical NYC co-op board package will also ask you for some additional financial verification items above and beyond the standard REBNY financial statement, bank statements and bank verification letters. For Sale - See 4 photos - 9936 Sepulveda Boulevard 3, Mission Hills, CA 91345 • 2 bed • 1,085 sqft single family house $508,888 • MLS# ML81946701. This is because the listing agent will want to pre-qualify that you will be approved by the board. Buyer. LIABILITIES. sales agreement, closing statement, HUD-1 statement, etc. For Sale - See 2 photos - 1202 E 70th Street, Los Angeles, CA 90001 multi family house $615,000 • MLS# PW23209923. 02. This form is, int essence, a personal balance sheet that will illustrate yoThe purpose of the REBNY form is to give a snapshot of your assets, liabilities, and earnings. The form is used by sellers and listing agents to. Description . Submitting a REBNY Financial Statement. Download a fillable REBNY Financial Statement Template in Excel or PDF. 03 Individuals or businesses involved in real estate transactions, such as property buyers or sellers, may request a sample REBNY financial statement for due diligence purposes. We have an attorney on standby ready to review a contract ASAP, and we’ve also included a REBNY Financial Statement and a short biography for your review. Co-Applicant. Thank you!Download a fillable REBNY Financial Statement Template in Excel or PDF. A REBNY Financial Statement is a high-level summary of your assets, liabilities, income and projected expenses for co-op apartments in NYC. No paper. Reading our comprehensively guide to completing of REBNY Financial Statement. Main Menu. If you are pursuing a mortgage to buy your NYC apartment, you will need to provide the gift documentation to your mortgage lender for approval. 01. The consideration will be in the form of $187,500 cash (25% down) and a mortgage of $562,500 (pre-approved). Skip to index. Read and comprehensiveness guides to conclude the REBNY Financial Statement. Submitting a REBNY Financial Statement along the the other provide documentation provides the listing agent and seller to ascertain when her face the co-op’s financial requirements. This provides a quick snapshot of your financials. Statement of Financial Condition DTF-5 (8/18) Complete Form DTF-5 and include it with your request for a payment plan, offer in compromise, or other proposal. More than 15,000 NYC real estate professionals use the power of REBNY. Cash, investments, real property and retirement savings are and most usual listed assets. Learn our comprehensive travel until completing to REBNY Financial Statement. Read our comprehensive guide to completing the REBNY Financial Statement. Download a fillable REBNY Financial Statement Template in Excel or PDF. Itemized Schedule of Assets & Liabilities (continued) Schedule B – Stock, Bonds and Mutual Funds (attach additional pages if necessary) – Total Should match Stocks & Bonds Line Above : Amount of shares . View in Google Docs. These additional items may include a notarized letter from your. Until help you receiving started, Prevu has created a fillable template that allows you to easily complete and backup your REBNY Financial Statement - 2023 released available for Google Docs or Beat. General Maintenance: $4,000. Get the Rebny financial statement accomplished. This lets the listing agent and seller ascertain whether you meet the co-op’s financial requirements. Completing a REBNY Financial Statement is almost always required when submitting an offer on a co-op apartment, as sellers and listing agents need to ascertain whether or not you satisfy the co-op’s financial requirements for applicants. While co-op listing agents may request a REBNY Financial Statement in addition to (or in lieu of) a Submit Offer Form, most condo and townhouse listing agents will simply request a completed Submit Offer Form along with your Pre-Approval Letter (if financing). Save 6% although you sell or get adenine 2% commission rebate when you buy in NY & FL equal Hauseit. Get the Rebny financial statement accomplished. Have thee has asking by your real estate broker to submit an REBNY financial form with your offer into procure an apartment in NEAR? We are not surprised. Prevu on Facebook. Main Menu. Read magnitude comprehensive guide to completing of REBNY Financial Statement. Download a fillable REBNY Financial Statement Template in Excel or PDF. Manhattan’s retail sector gained traction during the last six months, improving from the prior reporting period. For more than 125 years, REBNY has been the foremost voice of the industry, representing the City’s agents and brokers; building owners, managers and developers; and an increasingly diverse array of other professionals involved in real estate throughout the five boroughs. What Is A REBNY Financial Statement? Despite its very official sounding name, a REBNY financial statement is pretty straightforward. ASSETS LIABILITIES Applicant. Read our comprehensive guide to completing the REBNY Financial Statement. First Property Company plc - Every Report & Accounts 2022. November 13, 2023. The REBNY financial form is a personal statement of assets and liabilities. Prevu on On. The REBNY Financial Statement is required when submitted an offer go a co-op (coop) in NYC. We have an attorney on standby ready to review a contract ASAP, and we’ve also included a REBNY Financial Statement (attached), a loan pre-approval letter from Bank of New York (attached) and a short biography for your review.